Every plan includes GAAP-compliant double-entry accounting, a full audit trail, and period locking. Start with current books and grow into deeper visibility, planning, and external awareness as the business gets more complex.
For businesses that need current books without more manual overhead
For teams that need stronger visibility, planning, and operating context
For operators managing more complexity, exposure, and change
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While others are waiting on delayed reports and gut instinct, HORIZON keeps your books current and layers in live external signals so leadership can respond earlier, with more context and less scramble.
95% auto-reconciliation, transactions organized continuously, AI assistance, anomaly detection, and live KPI monitoring. Instead of waiting for a monthly catch-up, you start the day with a cleaner picture of the business.
Scenario-based forecasting, goals adjusted against live macro conditions, industry benchmarking, market intelligence, and customer analytics. When conditions shift, the business is not left reacting late.
Regulatory intelligence, trade and tariff analysis, cyber threat monitoring, sanctions screening, and public-company surveillance running continuously. For multi-entity operators that need steadier oversight as exposure grows.
| Feature | Essentials | Advanced | Professional |
|---|---|---|---|
| Transactions per month | 5,000 | Unlimited | Unlimited |
| User seats | 5 | 10 | 15 |
| Bank connections | 4 | 6 | 10 |
| Support | ✓ | ✓ | ✓ |
| Bank sync (12,000+ banks) | ✓ | ✓ | ✓ |
| Automatic reconciliation | ✓ | ✓ | ✓ |
| 18+ financial reports on demand | ✓ | ✓ | ✓ |
| Automated month-end close | ✓ | ✓ | ✓ |
| Invoicing + payment collection | ✓ | ✓ | ✓ |
| Payroll sync | ✓ | ✓ | ✓ |
| Tax forms + IRS schedules | ✓ | ✓ | ✓ |
| Automatic transaction categorization | ✓ | ✓ | ✓ |
| Fraud + anomaly alerts | ✓ | ✓ | ✓ |
| AI financial assistant | ✓ | ✓ | ✓ |
| Business health dashboard | ✓ | ✓ | ✓ |
| Cash flow forecasting + 12-month outlook | ✓ | ✓ | ✓ |
| AI budget recommendations | ✓ | ✓ | ✓ |
| Audit trail + period locking | ✓ | ✓ | ✓ |
| Goals tracking with live economic benchmarks | — | ✓ | ✓ |
| Customer + revenue concentration risk | — | ✓ | ✓ |
| Industry benchmarking | — | ✓ | ✓ |
| Business Intelligence | — | ✓ | ✓ |
| Customer Analytics | — | ✓ | ✓ |
| Market Intelligence | — | ✓ | ✓ |
| Supplier Analysis | — | ✓ | ✓ |
| Live macroeconomic intelligence | — | ✓ | ✓ |
| Multi-entity books | — | Up to 3 | Up to 5 |
| AI revenue forecasting + scenario planning | — | 90-day | 365-day |
| Regulatory Intelligence | — | — | ✓ |
| Trade, tariff + country risk | — | — | ✓ |
| Cyber threat monitoring | — | — | ✓ |
| Sanctions screening (OFAC) | — | — | ✓ |
| SEC EDGAR + public company intelligence | — | — | ✓ |
Yes. Every plan includes a 14-day free trial. No credit card is charged until day 15. You can cancel anytime during the trial with no obligation.
Yes. You can upgrade or downgrade at any time. Changes take effect at the start of your next billing cycle. No penalties or lock-in contracts.
All plans include GAAP-compliant double-entry accounting, bank sync via Plaid, Auto-reconciliation, the AI assistant with 200+ tools, 18+ financial reports, anomaly detection, invoicing with payment collection, full audit trail, and period locking. These are not premium features.
Choose Advanced when the business needs more than clean books - you want stronger planning, clearer goals, and earlier warning when conditions start to shift. Choose Professional when you are managing multiple entities, external exposure, or more operational complexity and need broader coverage across regulation, trade, supplier risk, and long-range planning.
HORIZON handles your day-to-day bookkeeping, reporting, and financial analysis automatically. For tax filing, strategic advice, or audit representation, you may still want an accountant or CPA. HORIZON makes their job faster by giving them clean, audit-ready books instead of a pile of bank statements.
Yes. HORIZON offers a live test drive at drive.bzhorizon.ai with sample data so you can explore the full platform before connecting your own accounts.
14 days. Full access. No credit card until day 15. Connect your bank and see the business with more clarity, context, and control.