What is HORIZON by Bravo Zulu Intelligence?

HORIZON is a real-time AI bookkeeping and financial intelligence platform for small businesses. It automates transaction categorization, bank reconciliation, invoicing, financial reporting, cash flow forecasting, and 1099 generation with GAAP-compliant double-entry accounting.

How does HORIZON automate bank reconciliation?

HORIZON connects to over 12,000 U.S. banks through Plaid and syncs transactions in real time. A matching engine scores each transaction against the general ledger and auto-matches above 95% confidence. Everything below is flagged for review.

Does HORIZON learn how I categorize transactions?

Yes. After three consistent categorizations at 85% or higher confidence, HORIZON creates a permanent rule for that merchant. Future transactions are categorized instantly at the database level without using AI.