HORIZON for General Contractors | Stop Finding Out Your Job Lost Money After It Closes
Built for Construction

Stop Finding Out a Job Went Sideways After It Closes.

HORIZON tracks every cost against the job it belongs to so you can see drift early, keep bids grounded in reality, and stay in control while the work is still moving.

Built for
General Contractors Builders Roofers Remodelers Window & Siding
40% of contractors can't clearly tell which jobs are performing
7pts performance gap between top performers and the rest
$64B tied up annually in billing errors and payment delays
▲ OVER BUDGET
Oakwood Commercial
Sub costs exceeded estimate by $31,200
⚠ OVERHEAD DRIFT
Actual Rate: 18.3%
Bid at 16.0% — $38K annual gap
Live
Job Costs
Overhead
Change Orders
Cash Flow
Materials
Reports
River Ridge Residential
Remodel • 68% complete
$142K / $155K
$13K left
On Track
Oakwood Commercial
Build-Out • Sub overrun flagged
$291K / $260K
-$31K
Over Budget
Harrison Window & Siding
Replacement • Final punch list
$44K / $52K
15.4%
Closing
Actual Rate
18.3%
from books
Bid Rate
16.0%
what you priced
01 — Job Cost Visibility

See Which Jobs Need Attention While the Job Is Still Running.

HORIZON connects to your bank, pulls every transaction, and allocates costs to the job they belong to as activity comes in. Labor, materials, subs, equipment. All of it tagged. You get a live operating view of each job, not a reconstruction after the final invoice clears.

40% of contractors can't clearly identify which jobs are healthy. That problem shrinks fast when the books are built around the job, not just the company.
02 — Overhead Rate Accuracy

Stop Bidding With a Number You Haven't Verified in Years.

Your overhead rate goes into every bid. If the number you're using no longer reflects how the business actually runs, you start each project from the wrong position. HORIZON recalculates your overhead rate monthly from your actual books, so your next bid is built on a current number instead of habit.

7pts performance gap between contractors using verified overhead rates and those carrying over old estimates. That gap shows up in the year whether you see it early or not.

Here Is What This Actually Looks Like.

Every job. Every cost. Every signal. Delivered before you need to ask for them.

Job Cost View — Active Projects
On Track

River Ridge Residential — 68% Complete

Labor: $82K. Materials: $41K. Subs: $19K. Total cost to date: $142K against a $155K budget. Job is still tracking cleanly. No action required.

Over Budget — Action Required

Oakwood Commercial — Sub Overrun Flagged

Subcontractor costs exceeded estimate by $31,200. Total cost now $291K against a $260K contract. Flagged 11 days ago when the third sub invoice posted. You still had room to reset scope and push the change order through cleanly.

Change Order — Pending Approval

Westfield Office Renovation

$14,800 in scope additions logged. Change order submitted. Cost already posted to the job. The operating picture stays clean if approval lands within 7 days.

Overhead and Materials
Overhead Rate Alert

Actual Rate 2.3 Points Above Bid Rate

YTD overhead rate: 18.3%. You've been bidding at 16.0%. That gap is large enough to distort how upcoming work is priced and managed. Your next bid should use 18.3%.

Materials Cost Alert — Lumber PPI Up 6.2%

Two Fixed-Price Jobs Exposed to Lumber Increases

Harrison Window and Siding and the Lakeview Deck project have framing and sheathing line items still outstanding. Lumber Producer Price Index up 6.2% month over month. Exposure: estimated $4,800 across both jobs.

Cash Flow Forecast

Draw Schedule: Next 45 Days

Three progress billings due in the next 30 days totaling $187K. Payroll commitment for the same window: $94K. Cash position covers operations at current receivables pace. No gap projected.

40%
of contractors can't clearly identify which jobs are performing
Projul, 2026 Job Costing Guide
7pts
performance gap between average and best-in-class construction firms
CFMA Construction Financial Benchmarker
21.8%
average gross margin for top-quartile contractors vs. 14.8% for the rest
CFMA Construction Financial Benchmarker
$64B
lost annually by contractors to billing errors and payment delays
FMI Corporation, 2024 Construction Industry Report

Everything That Runs Behind Job Costing and Overhead.

Keeping each job on solid footing requires current books, correctly allocated costs, and clear visibility into what is starting to drift. HORIZON handles all of it automatically.

Books by Job, Automatically

Every bank transaction allocated to the job it belongs to as it posts. Labor, materials, subs, and equipment costs mapped without manual entry. Your books are always current and always job-aware.

Overhead Rate, Always Current

Calculated monthly from your actual transaction data, not a number you set once and forgot. Every bid you submit uses a rate that reflects how the business is actually operating right now.

Change Order Tracking

Scope additions logged against the original contract the moment the cost posts. You see the gap between approved change orders and actual spend in real time, not at final reconciliation.

Materials Cost Alerts

Steel, lumber, aluminum, and roofing Producer Price Index feeds connected to your active fixed-price jobs. When material costs move, HORIZON surfaces which jobs are exposed before the next purchase order goes out.

Cash Flow by Job

Draw schedules, progress billings, and retainage tracked per job. You know when incoming draws cover payroll and when they don't, 30 to 90 days out. No surprises on a Friday afternoon.

Financial Reports, Written for You

P&L, balance sheet, cash flow statement, job cost report, and retainage schedule generated automatically. Your accountant gets clean books. You get a clearer operating picture without chasing it down manually.

Connect Once. HORIZON Never Stops Watching.

No implementation project. No consultant. No spreadsheet migration. Connect your banks and tell HORIZON what jobs you're running. Everything else runs automatically.

01

Connect Your Banks

12,000+ U.S. financial institutions via Plaid. Transactions sync continuously and allocate to the right job from day one. No manual entry, ever.

02

Set Up Your Jobs

Name your active projects. HORIZON learns your cost patterns immediately and begins tracking job-level performance, overhead rate, and cash flow from the first transaction.

03

Run Your Business With Real Numbers

You see which active jobs are steady, which ones are drifting, and what overhead rate should guide the next bid. You stop finding out too late.

Less Than the Drag From One Mispriced Job.

No implementation project. No consultant onboarding. Start your 14-day free trial today. No credit card required.

Monthly
Annual 2 Months Free

Essentials

$499/mo

Job costing and books that keep up with your projects

  • Bank sync + automatic reconciliation
  • Job costing by project, automatic
  • Overhead rate calculated from actual books
  • 18+ financial reports on demand
  • Job Cost Report, Retainage Schedule
  • Automated month-end close
  • Invoicing + online payment collection
  • Tax forms + IRS schedules
  • AI financial assistant
  • 5 users + 4 bank connections
Start Free Trial

Professional

$2,999/mo

Full-spectrum intelligence for large or multi-entity operations

  • Everything in Advanced, plus:
  • Multi-entity consolidation (up to 5 entities)
  • Steel, aluminum, and materials tariff analysis
  • 365-day cash flow forecasting + scenario planning
  • Subcontractor risk screening
  • Dedicated onboarding + 24/7 priority support
  • Custom reporting and data exports
  • 15 users + 10 bank connections
Start Free Trial

You Build It. We Keep Score.

Job costing, overhead rate accuracy, change order tracking, materials alerts, cash flow forecasting. All of it running automatically so you can focus on running jobs, not chasing numbers.

Veteran-owned.  ·  Omaha, Nebraska.  ·  (415) 847-3463